For many, buying a house is a gruelling experience, a life-long struggle dipping into savings, taking bank loans and paying equated monthly instalments (EMIs). But what if something goes wrong and the project is indefinitely delayed? Or worse, your money is stuck and the builder refuses to repay? This is one of the most sordid, darkest facets of the real estate industry where the flat purchaser is caught in a quagmire. And it’s rampant.